⏳ SIP Delay Calculator
See how even a short delay in starting your SIP impacts your long-term wealth
Investment Details
Wealth If You Start Now
₹0
Wealth If You Delay
₹0
Wealth Comparison
How Delay Impacts Your Wealth
Monthly SIP:
₹5,000
Investment Period:
20 years (240 months)
Delay in Years:
5 years
Effective Investment Duration:
15 years (180 months)
Why Should You Avoid Delaying SIP?
The earlier you begin investing, the more your money benefits from compounding. Even a short wait can cost you lakhs in lost returns. Start as soon as possible to maximize long-term wealth!
Benefits of Early Investing
- • More years for compounding
- • Smaller monthly outlay for the same goal
- • Lower risk of not reaching targets
- • Builds strong savings discipline
Things to Remember
- • Compounding rewards time, not delay
- • Returns are not guaranteed—choose funds wisely
- • The cost of waiting can be much higher than you expect
- • Consult a financial advisor for detailed plans
Disclaimer: This is an illustrative projection based on inputs provided and does not assure or guarantee future returns. Assumptions include compounded annual growth and inflation as stated above. Charges, taxes, and actual fund performance may affect outcomes.
Past performance may or may not be sustained in the future.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Past performance may or may not be sustained in the future.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.