📈 SIP Step-Up Calculator
See the power of increasing your SIP each year — boost your wealth by stepping up regularly!
Investment Details
Total Invested
₹0
Estimated Returns
₹0
Maturity Value
₹0
Yearly Wealth Growth (Step-up SIP)
Invested vs. Returns
Step-Up SIP Breakdown
Year 1 Monthly SIP:
₹5,000
Annual Step-Up:
10%
Investment Period:
20 years (240 months)
Total Invested:
₹0
Total Returns:
₹0
Final Amount:
₹0
Why Use a Step-Up SIP?
Gradually increasing your SIP each year helps you keep pace with income growth, inflation, and reach much larger financial goals without the pain of a high initial investment. Small yearly increases can lead to a massive boost in long-term wealth.
Benefits of Step-Up SIP
- • Accelerates wealth creation as your salary grows
- • Helps beat inflation over the long term
- • Achieve bigger targets with gradual increase
- • Promotes a disciplined savings habit
Things to Remember
- • Step-ups should match your realistic income growth
- • Don’t overstretch—raise SIPs gradually
- • Long-term discipline rewards more than short quick jumps
- • Consult an advisor for your ideal plan
Disclaimer: This is an illustrative projection based on inputs provided and does not assure or guarantee future returns. Assumptions include compounded annual growth and inflation as stated above. Charges, taxes, and actual fund performance may affect outcomes.
Past performance may or may not be sustained in the future.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Past performance may or may not be sustained in the future.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.