📊 SIP + Lumpsum Calculator
Instantly visualize your investment growth and plan your financial future
Investment Details
₹
₹
%
Years
Total Investment
₹6,00,000
Estimated Returns
₹5,52,129
Total Value
₹11,52,129
Wealth Growth Over Time
Invested vs. Returns
Investment Breakdown
Monthly Investment (SIP):
₹5,000
Lumpsum Investment:
₹1,00,000
Investment Period:
10 years (120 months)
Expected Return:
12% per annum
Total Invested:
₹6,00,000
Wealth Gained:
₹5,52,129
Final Amount:
₹11,52,129
SIP + Lumpsum Investments: Tips & Insights
Combine SIP and lumpsum investments to maximize your wealth creation potential while managing risk. Our calculator helps you visualize how regular monthly investments (SIP) and one-time lump investments can grow together over time.
Best Practices
- Set SIP and lumpsum amounts based on your financial goals and risk appetite
- Review your investment plan annually and increase SIP amount for higher future value
- Prefer SIP for rupee cost averaging; use lumpsum for timely opportunities or windfalls
- Consider diversification across funds and asset classes
Important Reminders
- Investment returns are subject to market fluctuations
- Increasing SIPs over the years boosts total wealth
- Lumpsum is ideal for larger one-time investments, but watch entry timing
- Consult a financial advisor for personalized strategy and tax planning